body{margin:0;font-family:Arial,sans-serif;color:#222}
.topbar{display:flex;justify-content:space-between;align-items:center;padding:10px 5%;background:#fff;position:sticky;top:0;box-shadow:0 2px 8px rgba(0,0,0,.1)}
.logo{height:70px}.topbar a{text-decoration:none;margin-left:18px;color:#0b3f91;font-weight:bold}
.hero{background:linear-gradient(135deg,#0b3f91,#f7cf00,#009b3a,#ce1126);padding:120px 20px;text-align:center;color:#fff}
.hero h1{font-size:3rem;max-width:900px;margin:auto}
.btn{display:inline-block;margin:10px;padding:14px 24px;background:#fff;border-radius:30px;text-decoration:none;color:#0b3f91;font-weight:bold}
.whatsapp{color:#128c43}
section{padding:70px 8%}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:20px}
.card{background:#f4f4f4;padding:25px;border-radius:12px}
.why{background:#f9fafc}
iframe{width:100%;height:350px;border:0;margin:20px 0}
input,textarea{width:100%;padding:12px;margin:8px 0}
button{padding:14px 22px;background:#0b3f91;color:#fff;border:none}
.floating{position:fixed;bottom:20px;right:20px;background:#25D366;color:#fff;padding:15px 20px;border-radius:30px;text-decoration:none;font-weight:bold}
footer{text-align:center;background:#0b3f91;color:#fff;padding:25px}
@media(max-width:768px){.hero h1{font-size:2rem}}